Okay but hear me out, automating savings is still a game-changer lol. This timing glitch sucks, but it's a one-off that teaches you to build a buffer in your checking account. I set up a $200 cushion after a similar mess and never looked back. Automated transfers force discipline that manual saving just doesn't. Yeah fees hurt, but the long-term habit outweighs a bad month. Just adjust your system instead of ditching automation entirely.