My dad told me to skip the fancy budgeting app and just use a notebook

He's been doing it for 40 years, so I figured why not give it a shot. I started writing down every dollar I spent last month in a spiral notebook from the dollar store. I ended up saving $120 because I could actually see where my money was going without any distractions. Has anyone else stuck with the pen and paper method longer than they expected?

2 comments

2 Comments

tessa3941d ago

Ngl, a whole stack of notebooks seems a bit dramatic for just tracking coffee and gas.

kai_bennett1d ago

My dad tried to get me to do the same thing years ago and I laughed it off. Then I lost my job and had to really watch every penny. Grabbed an old composition notebook from my kid's school supplies and gave it a shot. Three years later I'm still using notebooks, I've got a whole stack of them on a shelf in my closet. The only reason I ever tried an app was because my brother kept bugging me about it, but I went back to paper within a week. There's just something about physically writing it down that makes it stick in your brain different than typing.