Man that mental block is so real. But honestly most small business owners are just regular people trying to make it work. They aren't sitting there waiting to laugh at you. The cash discount isn't some secret scam, it's just math. Credit card companies take a cut of every sale, sometimes like 3%. So if you pay cash, that's 3% more in their pocket right away. It makes total sense they'd share a little of that saving to encourage it. Pricing is always a bit of a game, but this one feels pretty straightforward to me.

Yeah that's rough, almost losing a deal is the worst feeling. I got lucky with my local lender because my realtor had worked with them before and gave them a heads up on our tight timeline. They put a specific processor on my file who gave me daily updates, which kept things moving. What kind of timeline were you up against with your house?

What did you say to get them to listen?

Honestly "attention seeking" is a wild take, @the_dakota. Tbh my last hike pic was just me looking tired next to a tree. If that's seeking attention, I need a better game plan.

My uncle in Texas did the same thing when I mentioned solar panels. Some people just hear what they want to hear.