Wait, he had to stop every 5 minutes for a "cooling down" period?? That's not a rule, that's like putting a kid in timeout mid-sentence. I can't believe they actually sat there and timed it out loud, no wonder everyone was laughing.

Wait, so the check took 9 days to clear but your credit union still hit you with a $28 stop payment fee on top of that? That part bugs me more than the Zelle thing honestly. My bank did something similar last year, charged me $30 to stop a check I realized I sent to the wrong apartment number, and then the guy cashed it anyway because the stop went through too late. Did your credit union refund that fee or were you just stuck eating it?

Man, I once paid a guy $200 to tell me my pilot light was just off.